I generally live my life with no regrets. I know that all the mistakes I’ve made and paths I’ve chosen helped me become the person I am today; A person that, inside, I’m generally pretty happy with. But, I am lying when I say I have no regrets, because I do.
My first regret is taking my high school figure for granted and not doing all that I could to stay as trim as I was (Ehh, maybe plus a few pounds, I was pretty frail). I was given a second chance when I was 10 pounds away from my goal weight after graduating Manhattanville. Instead of hitting the gym, I hit McDonalds and have been watching my waistband slowly increase since. Sounds pretty vain, but in the end, I’m unhappy with the way I look, I’m self-conscious and instead of having 10 extra pounds to lose I have….much more.
My next regret was only taking my mother’s financial advice half to heart. My mother used her powers of Italian Catholic guilt to make me feel bad about using my credit card without the means to pay the balance in full when the bill came due. Too bad for Capital One, since they didn’t make a dime of interest off me until two years ago.
That’s not to say that I didn’t spend my money. I did. I really couldn’t tell you what it was on either. I didn’t party in college so I didn’t really drink it away and I’m not much of a shopaholic so my closet wasn’t exactly overflowing. I made a few, and paid for, a few trips to and from Virginia when I was in a long distance relationship, but one year of flying SouthWest doesn’t account for the thousands of dollars I can’t account for.
Despite talk of saving money for a new car all through college, I never actually did and when my Escort died I had to borrow money from my parents for the down payment. I never really made that much, but I should have been able to put away a decent amount of my paycheck.
Sorry, I’m getting to my point.
Now I’m here at 27 years old, itching to head out of state, but my modest savings isn’t enough to make the trip without being employed. I ignored my mother all those times she talked about my IRA and how I could use it to buy a house one day and now that times are ripe to purchase a new home, I’m pretty short the required amount to actually use that investment.
Sure, hindsight is 20/20 and had I known I’d be in the this position 10 years ago I would have thought twice about making all those purchases I can’t remember. Maybe I needed to be irresponsible to learn the value of being responsible, but had I just been responsible in the first place, I’d be writing this blog from an apartment in North Carolina.
Ariella
